Privacy Notice

• Our Employees, Representatives, Agents, and Selected Third Parties may collect Nonpublic Personal Information about you, including information:
   
  • Given to us on applications or other forms (physical or electronic);
     
  • About transactions with us, our affiliates, or third parties;
     
  • From others, such as credit reporting agencies, employers, and federal and state agencies.
     
• The types of Nonpublic Personal Information we collect depends on the products we offer to you and may include your name; address; Social Security Number; account balances; income; assets; insurance premiums; coverage and beneficiaries; credit reports, marital status; and payment history (as necessary).
   
• We restrict access to Nonpublic Personal Information to those Employees, Representatives, Agents, or Selected Third Parties who provide products or services to you and how have been trained to handle Nonpublic Personal Information as described in this notice.
   
• We have policies and procedures that direct our Employees, Representatives, Agents and Selected Third Parties acting for us, on how to protect and use Nonpublic Personal Information.
   
• We have physical, electronic, and procedural safeguards in place that were designed to protect Nonpublic Personal Information.
   
• We do not share Nonpublic Personal Information about you except as allowed by law.
   
• We may disclose all types of Nonpublic Personal Information that we collect, including information regarding your transactions or experiences with us, when needed, to:
   
  1. Our Employees, Representatives, Agents, and Selected Third Parties, as permitted by law; or
      
  2. other organizations with which we have joint marketing agreements as permitted by law.
      
• The types of companies and persons to whom we may disclose Nonpublic Personal Information as permitted by law include: banks, attorneys, trustees, third-party administrators, credit reporting agencies; registered broker-dealers; auditors; and regulators.
   
• We do not share your Nonpublic Personal Information unless authorized by you or allowed by law.
   
• Our privacy policy applies to current and former customers.