First Senior Financial Group
  Sets itself apart from all other financial firms

#1   We only work with people in retired years.

# 2   We will never put any of your investment accounts at market risk.
# 3   Our financial model works in any market environment.

Most Financial Advisors in this country are general practitioners, financially speaking, who work with all age groups and:

a. Are focused on accumulation of accounts, not preservation and distribution in retirement.

b. Are trained only in the financial products offered by their specific financial firm, which may or may not be the right products for retirees.

c. Have a vested interest in the financial vehicles they recommend, because their living depends on the types of products they sell you.

You need the right advisor—one who specializes in retirement—to take you through retired years. After all, would you go to your family doctor—who is a general practitioner, medically speaking—for a heart operation? No, you'd visit your cardiologist. You need to do the same in the financial industry: Only deal with age-appropriate advisors who specialize in the Retirement Phase of one's financial life.

Most financial advisors are general practitioners financially speaking. They deal mostly with people in working years, people who are accumulating and growing their nest eggs. This is known as the Accumulation Phase of one's financial life. First Senior Financial Group works only with people in retired years. This is known as the Retirement Phase, the second half of one's financial life. We specialize in the preservation and distribution of your savings so you will have a Crash-Proof Retirement™ and safeguard your retired years.

Also, most financial firms only train their advisors on the limited menu of financial instruments that particular firm offers. These financial instruments are the only ones these advisors know or have any training on. If there is another financial instrument outside of this menu that would benefit you in retired years, they have no knowledge of it, and thus, neither do you. Why should they? After all, these advisors are dealing with the Accumulation Phase, and you're in the Retirement Phase. There's a big difference. You need the age-appropriate financial advisor in retired years who specializes in the Retirement Phase of one's financial life.

Third, general practitioners financially speaking have a vested interest in the products they sell you. The financial instruments they pick out for you have a direct impact on their paychecks. It's human nature--an advisor will naturally take care of himself first and his firm second. That leaves you, the client, last.

That's another area where First Senior Financial Group stands alone. Our elite retirement advisors DO NOT PICK THE FINANCIAL VEHICLES THAT WE RECOMMEND TO YOU. That important job is handled by our non-commissioned, salaried design team. The team includes some of the highest-level financial professionals in the industry, including a Certified Financial Planner as well as a bearer of some of the most prestigious and difficult to obtain securities licenses in existence. We remove the conflict of interest between client and advisor.

Retirement-Advantaged IRS & IRA Laws

Retirement-Advantaged IRA Laws:

• Tax-Free IRA Accounts are available to all retired Americans.
   
• Required Minimum Distributions can be avoided—even if you're older than 70 ½.
   
• Distributions from any retirement account can be tax-free in retired years—if the appropriate rulings are applied.

Retirement-Advantaged IRS Laws allow American retirees to have:

• 85% Tax-Free Income over a ten-year period without depleting your portfolio—if the relevant law is combined with retirement-appropriate financial instruments.
   
• 90%—or More—Tax-Free Income over a five-year period without depleting your nest-egg, if the relevant law is combined with retirement-appropriate financial instruments.
   
• Zero Capital Gains taxes for all retired Americans if they know the qualifications under the little-known law.

Retirement-Advantaged Instruments:

• Crash-Proof™ Your Principal against bear market calamities—guaranteed.
   
• Offer Long-Term Care coverage for American retirees—with no annual premiums.
   
• Potentially Outpace Inflation with the Greatest Earning Potential, with no market risk to, and no market fees taken from, your portfolio—guaranteed.